Data handling language that is clear enough for clients and reviewers.

M923 Advisory is a brand of M923, Inc. This Privacy & Data Policy explains how information is collected, used, disclosed, and protected across the M923 website, operational discovery process, and the invitation-only client portal experience.

The site is designed for business operators evaluating fractional COO support, financial intelligence services, and AI-enabled operations design. It is not a consumer banking product, and the public portal preview is a demonstration environment.

We collect business contact information that visitors choose to provide, such as name, email address, company name, and details shared in a consultation inquiry or meeting request.

We collect technical usage information required to operate and improve the website, such as device information, browser type, basic analytics events, and site performance signals.

If a client later uses a Plaid-powered workflow, M923 receives tokenized access to approved account data. Plaid handles credential capture directly. M923 does not receive, store, or view online banking usernames or passwords.

Information is used to respond to inquiries, schedule consultations, deliver advisory services, maintain security, improve the website experience, and evaluate interest in M923 offerings.

Operational financial data, where authorized by a client, is used to produce dashboard views, cash-flow monitoring, transaction categorization, and business-operating insights within the agreed service scope.

M923 may use service providers for website hosting, analytics, scheduling, and secure financial-data connectivity. Those vendors are engaged for business purposes and are expected to protect information according to their contractual and technical obligations.

M923 does not sell personal information. Data may be disclosed when reasonably necessary to comply with law, respond to lawful process, protect rights and security, or complete a business transaction requested by the client.

M923 retains information only for as long as reasonably necessary to operate the site, support client engagements, satisfy legal obligations, and maintain appropriate business records.

M923 applies administrative, technical, and organizational safeguards that are appropriate to the nature of the information processed. Safeguards include access restrictions, vendor segmentation, encrypted transport, and token-based handling of bank-link data through Plaid.

Visitors may request updates or deletion of business contact data submitted through the website, subject to applicable legal and operational retention requirements.

Clients using Plaid-powered workflows may revoke the connected data source according to the applicable client process and the capabilities of the underlying financial-data provider.